"Data quoted represents past performance. Past performance is not an indication of future results and investment returns, and prices for exchange-traded funds will fluctuate. Your investment may be worth more or less than your original cost at redemption. Exchange-Traded Fund [ETF] shares cannot be redeemed directly from the ETF. Consequently, brokerage commissions will reduce the performance.

You should consider the investment objectives, risks, charges and expenses of an exchange-traded fund carefully before investing. The fund's prospectus contains this and other important information. For a current prospectus, please contact the fund directly. Read the prospectus carefully before investing.

Exchange-traded funds [ETFs] are subject to risks similar to those of other diversified portfolios. Although ETFs are designed to provide investment results that generally correspond to the performance of their respective underlying indices, they may not be able to exactly replicate the performance of the indices because of expenses and other factors. Also, there are brokerage commissions associated with trading ETFs that may negate their low management fees. ETFs are required to distribute portfolio gains to shareholders at year end. These gains may be generated by portfolio rebalancing or the need to meet diversification requirements. ETF trading will also generate tax consequences."